Couple budget template

For couples sharing a home. Both incomes go in, the shared bills come out, and each of you keeps a personal allowance that nobody has to explain. A joint goal, like a house or a wedding, gets its own savings line.

Use this templateFree. No account needed to start.
Planned against $9,000 a month
  • Rent (saving towards it)18% · $1,620
  • Electricity, fuel and water7% · $630
  • Internet and phones3% · $270
  • Food and market15% · $1,350
  • Transport7% · $630
  • Health3% · $270
  • Family support5% · $450
  • Joint goal15% · $1,350
  • Emergency fund7% · $630
  • Allowance: me6% · $540
  • Allowance: partner6% · $540
  • Date nights4% · $360
  • Everything else4% · $360
  • Bills
  • Everyday
  • Savings
  • Fun

What to put in it

  • Agree the personal allowances first. It avoids most arguments about money.
  • Name the joint goal, like "House deposit", so it is easy to see it grow.
  • Review the plan together once a month. Ten minutes is enough.

How it works

  1. Open the template and type what comes in each month.
  2. Every category gets its share, so the plan adds up at once. Change any figure.
  3. Add what you spend, or import a bank statement, and see each month against the plan.

Questions people ask

Is the budget planner free?

Yes. One budget is free, with the last 3 months to look back on. Paid plans keep more budgets and every past month.

Do you connect to my bank?

No. You type what you spend, or upload a statement you downloaded yourself. We never ask for bank logins.

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