Debt payoff budget template

For a few months of clearing loans. Essentials are covered, spending is kept tight, and a large share of income goes to repayments. Watch the debt line each month and see the end come closer.

Use this templateFree. No account needed to start.
Planned against $4,200 a month
  • Rent (saving towards it)20% · $840
  • Electricity and fuel5% · $210
  • Data and airtime2% · $84
  • Food15% · $630
  • Transport8% · $336
  • Loan repayments35% · $1,470
  • Emergency fund5% · $210
  • Small treats3% · $126
  • Everything else7% · $294
  • Bills
  • Everyday
  • Savings
  • Fun

What to put in it

  • Pay the most expensive loan first, and the minimum on the rest.
  • Keep a small emergency fund, so a surprise does not mean a new loan.
  • When one loan is cleared, move its payment to the next one.

How it works

  1. Open the template and type what comes in each month.
  2. Every category gets its share, so the plan adds up at once. Change any figure.
  3. Add what you spend, or import a bank statement, and see each month against the plan.

Questions people ask

Is the budget planner free?

Yes. One budget is free, with the last 3 months to look back on. Paid plans keep more budgets and every past month.

Do you connect to my bank?

No. You type what you spend, or upload a statement you downloaded yourself. We never ask for bank logins.

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