Small business monthly budget template

A monthly budget for a shop or small business. Stock and staff come first, then the shop's running costs, then what the owner takes out. Import the business account's statement and see in a minute which costs are growing.

Use this templateFree. No account needed to start.
Planned against $20,000 a month
  • Stock and supplies40% · $8,000
  • Staff wages15% · $3,000
  • Shop rent (saving towards it)8% · $1,600
  • Power and fuel6% · $1,200
  • Transport and delivery4% · $800
  • Marketing3% · $600
  • Bank and POS charges2% · $400
  • Tax set aside5% · $1,000
  • Owner's pay12% · $2,400
  • Savings for growth5% · $1,000
  • Bills
  • Everyday
  • Savings

What to put in it

  • Keep business and personal money in separate accounts. It makes this budget honest.
  • Set money aside for tax every month, not when the bill arrives.
  • Pay yourself a fixed amount and leave the rest in the business.

How it works

  1. Open the template and type what comes in each month.
  2. Every category gets its share, so the plan adds up at once. Change any figure.
  3. Add what you spend, or import a bank statement, and see each month against the plan.

Questions people ask

Is the budget planner free?

Yes. One budget is free, with the last 3 months to look back on. Paid plans keep more budgets and every past month.

Do you connect to my bank?

No. You type what you spend, or upload a statement you downloaded yourself. We never ask for bank logins.

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